{"id":2319,"date":"2025-11-19T05:17:44","date_gmt":"2025-11-18T21:17:44","guid":{"rendered":"https:\/\/www.yixiangtian.com\/?p=2319"},"modified":"2025-11-19T05:17:44","modified_gmt":"2025-11-18T21:17:44","slug":"%e8%b4%a8%e6%8a%bcapy%e9%ab%98%e8%be%be22037%ef%bc%9f%e9%80%9f%e7%ae%97%e6%8f%ad%e5%bc%80usual%e7%9a%84%e6%95%b0%e5%ad%a6%e9%ad%94%e6%9c%af","status":"publish","type":"post","link":"https:\/\/www.yunsiwang.com\/?p=2319","title":{"rendered":"\u8d28\u62bcAPY\u9ad8\u8fbe22037%\uff1f\u901f\u7b97\u63ed\u5f00USUAL\u7684\u6570\u5b66\u9b54\u672f"},"content":{"rendered":"<h1 class=\"art_tit\">\u8d28\u62bcAPY\u9ad8\u8fbe22037%\uff1f\u901f\u7b97\u63ed\u5f00USUAL\u7684\u6570\u5b66\u9b54\u672f<\/h1>\n<div class=\"content_text\">\n<p class=\"customstyle_text\">\u539f\u521b | Odaily\u661f\u7403\u65e5\u62a5\uff08@OdailyChina\uff09<\/p>\n<p class=\"customstyle_text\">\u4f5c\u8005\uff5cAzuma\uff08@azuma_eth\uff09<\/p>\n<p><img decoding=\"async\" alt=\"\u8d28\u62bcAPY\u9ad8\u8fbe22037%\uff1f\u901f\u7b97\u63ed\u5f00USUAL\u7684\u6570\u5b66\u9b54\u672f\" src=\"https:\/\/s2.flink2.com\/news\/other\/20241219\/92465d61b792b2e867351b2a2d15f2e6.jpg\"><\/p>\n<p>\u7a33\u5b9a\u5e01\u8d5b\u9053\u65b0\u9510 Usual\uff08USUAL\uff09\u8fd1\u671f\u8868\u73b0\u4e0d\u4fd7\uff0c\u5728\u5e01\u4ef7\u6301\u7eed\u4e0a\u6da8\u7684\u540c\u65f6\uff0cUSUAL \u5b98\u65b9\u8d28\u62bc\u6e20\u9053\u6240\u5448\u73b0\u7684\u60ca\u4eba\u6536\u76ca\u7387\u4e5f\u5438\u5f15\u4e86\u5927\u91cf\u7528\u6237\u7684\u5173\u6ce8\u3002<\/p>\n<p>\u5982\u4e0b\u56fe\u6240\u793a\uff0c<strong>Usual \u5b98\u7f51\u4fe1\u606f\u663e\u793a\u5f53\u524d\u8d28\u62bc USUAL \u7684\u5b9e\u65f6 APY \u9ad8\u8fbe 22037%\u00a0\u3002<\/strong><\/p>\n<ul class=\" list-paddingleft-2\">\n<li>\n<p>Odaily \u6ce8\uff1a\u8d28\u62bc\u00a0USUAL \u53ef\u89e3\u9501\u6cbb\u7406\u6743\uff0c\u5e76\u83b7\u5f97\u65b0\u53d1\u884c USUAL \u7684 10%\u00a0\uff0c\u8fd9\u4e5f\u662f USUAL \u8d28\u62bc\u6536\u76ca\u7684\u6765\u6e90\u3002<\/p>\n<\/li>\n<\/ul>\n<p><img decoding=\"async\" alt=\"\u8d28\u62bcAPY\u9ad8\u8fbe22037%\uff1f\u901f\u7b97\u63ed\u5f00USUAL\u7684\u6570\u5b66\u9b54\u672f\" src=\"https:\/\/s2.flink2.com\/news\/other\/20241219\/b7a1fcfdd1f6c1dadbdc41c202a3881d.jpg\"><\/p>\n<p>\u70b9\u5f00\u8d28\u62bc\u4e3b\u9875\u540e\uff0c\u8f93\u5165\u9884\u5b58 USUAL \u6570\u989d\u540e\u5f97\u5230\u7684\u8ba1\u7b97\u6a21\u62df\u7ed3\u679c\u5219\u5938\u5f20\u5730\u66f4\u52a0\u76f4\u89c2 \u2014\u2014 <strong>\u5047\u8bbe\u8d28\u62bc 10000 \u679a USUAL\uff0c\u9884\u671f\u4e00\u5e74\u53ef\u83b7\u5f97 2203752 \u679a USUAL\uff0c\u6bcf\u5929\u53ef\u83b7\u5f97 6037 USUAL\u2026\u2026<\/strong><\/p>\n<p><img decoding=\"async\" alt=\"\u8d28\u62bcAPY\u9ad8\u8fbe22037%\uff1f\u901f\u7b97\u63ed\u5f00USUAL\u7684\u6570\u5b66\u9b54\u672f\" src=\"https:\/\/s2.flink2.com\/news\/other\/20241219\/65992dbf1199891307b80c752d638c37.jpg\" data-img-size-val=\"501,206\"><\/p>\n<p>\u8bb8\u591a\u7528\u6237\u7b2c\u4e00\u773c\u770b\u5230\u8fd9\u4e9b\u6570\u5b57\u65f6\u7684\u53cd\u5e94\u90fd\u662f\u201c\u8fd9\u4e0d\u662f\u6361\u94b1\u5417\u201d\uff0c\u4f46\u4e8b\u5b9e\u771f\u5982\u6b64\u4e48\uff1f\u5728\u4e0b\u6587\u4e2d\uff0c\u6211\u4eec\u5c06\u901a\u8fc7\u4e00\u7cfb\u5217\u8ba1\u7b97\u63ed\u5f00 USUAL \u8d28\u62bc\u6536\u76ca\u7387\u6570\u5b57\u9b54\u672f\u3002<\/p>\n<h2 class=\"customstyle_text\">APR \u4e0e APY<\/h2>\n<p>\u8001\u4e00\u4ee3 DeFi \u73a9\u5bb6\u53ef\u80fd\u90fd\u6bd4\u8f83\u6e05\u695a\uff0cAPR \u4e0e APY \u8fd9\u4e24\u4e2a\u770b\u8d77\u6765\u5f88\u76f8\u4f3c\u7684\u6307\u6807\u867d\u7136\u90fd\u5e38\u7528\u4e8e\u8861\u91cf\u52a0\u5bc6\u8d27\u5e01\u6295\u8d44\u7684\u6536\u76ca\uff0c\u4f46\u5b9e\u5219\u6536\u76ca\u5f71\u54cd\u5dee\u8ddd\u6781\u5927\u3002<\/p>\n<p>\u7b80\u800c\u8a00\u4e4b\uff0c<strong><span>APR \u4e0d\u8003\u8651\u590d\u5229\u7684\u5f71\u54cd\uff0c\u800c APY \u5219\u5c06\u590d\u5229\u6548\u5e94\u7eb3\u5165\u4e86\u8ba1\u7b97\uff0c\u901a\u5e38\u5bfc\u81f4 APY \u7684\u6536\u76ca\u770b\u8d77\u6765\u5f80\u5f80\u66f4\u9ad8\u3002<\/span><\/strong><\/p>\n<p>\u4e3e\u4f8b\u8bf4\u660e\uff0c\u5047\u5982\u4f60\u5b58\u5165 1000 \u7f8e\u5143\u8fdb\u4e86\u67d0\u4e2a APR \u4e3a 100% \u7684\u6c60\u5b50\uff0c\u90a3\u4e48\u4e00\u5e74\u7ed3\u675f\u540e\u4f60\u7684\u6536\u76ca\u5c31\u662f 2000 \u7f8e\u5143\uff1b\u4f46\u5047\u8bbe\u8be5\u6c60\u91c7\u7528\u4e86\u6bcf\u65e5\u590d\u5229\u673a\u5236\uff0c\u5373\u6bcf\u5929\u90fd\u4f1a\u7ed3\u606f\u5e76\u5c06\u5229\u606f\u590d\u6295\uff0c\u90a3\u4e48\u4e00\u5e74\u7ed3\u675f\u540e\u4f60\u7684\u6536\u76ca\u5927\u7ea6\u5c06\u662f 2718 \u7f8e\u5143\uff0c\u5bf9\u5e94 APY \u4e3a 171.8%\u00a0\u3002<\/p>\n<p><strong>APR \u4e0e APY \u4e4b\u95f4\u7684\u8f6c\u6362\u53ef\u4ee5\u57fa\u4e8e\u4ee5\u4e0b\u5171\u8bc6\u8ba1\u7b97\uff0c\u5176\u4e2d n \u4e3a\u590d\u5229\u9891\u7387\u3002<\/strong>\u5728\u4e00\u5e74\u7684\u65f6\u95f4\u5468\u671f\u5185\u82e5\u91c7\u53d6\u6bcf\u65e5\u590d\u5229\u6a21\u5f0f\uff0cn \u5219\u4e3a 365\u00a0\u3002<\/p>\n<blockquote>\n<p><strong><span>APY = (\u00a01   APR\/n)^n &#8211; 1\u00a0<\/span><\/strong><span>\u00a0<\/span><\/p>\n<\/blockquote>\n<h2 class=\"customstyle_text\">USUAL \u7684\u6570\u5b66\u9b54\u672f<\/h2>\n<p>\u56de\u5230 USUAL \u7684\u8d28\u62bc\u573a\u666f\uff0c\u8fd9\u91cc\u7684\u00a022037% \u4e3a APY \u6536\u76ca\uff0c\u4e14\u5b98\u65b9\u660e\u786e\u63d0\u53ca\u5c06\u6bcf\u65e5\u590d\u5229\uff08automatically compounded every day\uff09\u3002<\/p>\n<p><img decoding=\"async\" alt=\"\u8d28\u62bcAPY\u9ad8\u8fbe22037%\uff1f\u901f\u7b97\u63ed\u5f00USUAL\u7684\u6570\u5b66\u9b54\u672f\" src=\"https:\/\/s2.flink2.com\/news\/other\/20241219\/6f2d9c607f42cd2ec7d58ba55f94ddc4.jpg\" data-img-size-val=\"316,277\"><\/p>\n<p>\u4ee5\u4e0a\u56fe\u516c\u5f0f\u8ba1\u7b97\uff0cAPY \u53d6 22037%\u00a0\uff0cn \u53d6 365\u00a0\uff0c\u5f97\u5230\u7684 APR \u8ba1\u7b97\u7ed3\u679c\u4e3a 543.65%\u00a0\uff0c\u5bf9\u5e94\u6bcf\u5929\u7684\u6536\u76ca\u7387\u7ea6\u4e3a 1.49%\u00a0\u3002<\/p>\n<p><span>\u53ef\u80fd\u6709\u670b\u53cb\u4f1a\u95ee\uff0cUSUAL \u7684\u8d28\u62bc\u673a\u5236\u660e\u660e\u63d0\u4f9b\u4e86\u6bcf\u65e5\u590d\u5229\u7684\u673a\u5236\uff0c\u4e3a\u4f55\u8981\u5ffd\u7565\u6389\uff1f<strong>\u539f\u56e0\u662f\u5728\u590d\u5229\u6a21\u5f0f\u4e0b\uff0c\u6bcf\u65e5\u6536\u76ca\u662f\u4f1a\u968f\u7740\u65f6\u95f4\u7ebf\u7684\u62c9\u957f\u800c\u9010\u6e10\u589e\u957f\u7684\uff0c\u800c\u5728\u8bc4\u4f30\u8f83\u77ed\u671f\u7684\u6536\u76ca\u7387\u65f6\uff0cAPR \u6570\u5b57\u5b9e\u9645\u66f4\u4e3a\u53ef\u9760\u3002<\/strong><\/span><\/p>\n<p>\u4ee5\u524d\u6587\u63d0\u5230\u7684\u201c\u5047\u8bbe\u8d28\u62bc 10000 \u679a USUAL\uff0c\u4e00\u5e74\u65f6\u95f4\u5185\u6bcf\u5929\u9884\u8ba1\u53ef\u83b7\u5f97 6037 USUAL\u201d\u4e3a\u4f8b\u7565\u4f5c\u5c55\u5f00\u3002<\/p>\n<p><span>\u5982\u679c\u771f\u5b58\u6ee1\u4e00\u5e74\uff0c\u5728 APY \u4e0d\u53d8\u7684\u60c5\u51b5\u4e0b\u8be5\u8ba1\u7b97\u7ed3\u679c\u7684\u786e\u6210\u7acb\uff0c\u4f46\u5b9e\u9645\u4e0a\u7528\u6237\u8d28\u62bc 10000 \u679a USUAL \u540e\uff0c\u5e76\u4e0d\u4f1a\u6bcf\u5929\u90fd\u7b49\u989d\u6536\u5230 6037 \u679a USUAL\u3002<\/span><\/p>\n<p><span>\u771f\u5b9e\u60c5\u51b5\u662f\uff0c\u7528\u6237\u8d28\u62bc 10000 \u679a USUAL \u540e\u7b2c\u4e00\u5929\u53ea\u4f1a\u6536\u5230\u7ea6 149 \u679a USUAL\uff0c\u4e4b\u540e\u6bcf\u5929\u7684\u6536\u76ca\u5219\u4f1a\u968f\u7740\u590d\u5229\u9010\u6b65\u589e\u957f\uff0c\u56e0\u4e3a\u8d28\u62bc\u672c\u91d1\u4f1a\u968f\u7740\u590d\u6295\u4e0d\u65ad\u589e\u957f\uff0c\u800c 6037 \u8fd9\u4e2a\u6570\u5b57\u53ea\u662f\u4e00\u5e74\u5468\u671f\u4e0b\u7684\u6bcf\u65e5\u5747\u503c \u2014\u2014 <strong>\u6ce8\u610f\uff0c\u8fd9\u4e00\u5207\u8fd8\u90fd\u662f\u57fa\u4e8e APY \u4e0d\u53d8\u7684\u524d\u63d0\u3002<\/strong><\/span><\/p>\n<h2 class=\"customstyle_text\">\u6f5c\u5728\u98ce\u9669<\/h2>\n<p>\u629b\u5f00\u51fa\u4e8e\u5176\u4ed6\u9700\u6c42\u8fdb\u884c\u957f\u671f\u8d28\u62bc\u7684\u7528\u6237\u4e0d\u63d0\uff0c\u5982\u679c\u4f60\u53ea\u662f\u56e0\u4e3a\u00a022037% \u7684\u9ad8\u606f\u5438\u5f15\u800c\u614c\u5fd9\u4e70\u5e01\u3001\u8d28\u62bc\uff0c\u8bf7\u52a1\u5fc5\u4e86\u89e3\u4ee5\u4e0b\u51e0\u9879\u98ce\u9669\u3002<\/p>\n<h3 class=\"customstyle_text\">\u89e3\u8d28\u62bc\u78e8\u635f\u98ce\u9669<\/h3>\n<p>\u503c\u5f97\u4e00\u63d0\u7684\u662f\uff0c<strong>USUAL \u7684\u89e3\u9664\u8d28\u62bc\u5f3a\u5236\u8981\u6c42 10% \u7684\u8d39\u7528\uff0c\u8fd9\u610f\u5473\u7740\u4ee5 1.49% \u7684\u6bcf\u65e5\u6536\u76ca\u7387\u8ba1\u7b97\uff0c\u7528\u6237\u8d28\u62bc\u4e4b\u540e\u81f3\u5c11\u9700\u8981\u4e00\u5468\u624d\u80fd\u6536\u56de\u8fd9 10% \u7684\u89e3\u8d28\u62bc\u6210\u672c\u3002<\/strong><\/p>\n<h3 class=\"customstyle_text\">\u8d28\u62bc\u89c4\u6a21\u6269\u5927\u98ce\u9669<\/h3>\n<p><strong><span>USUAL \u7684\u8d28\u62bc\u89c4\u6a21\u53ef\u80fd\u8fdb\u4e00\u6b65\u6269\u5927\uff0c\u4ece\u800c\u7a00\u91ca\u6536\u76ca\u7387\u3002<\/span><\/strong><\/p>\n<p>\u5f53\u524d USUALx\uff08\u8d28\u62bc\u7248 USUAL\uff09\u7684\u89c4\u6a21\u7ea6\u4e3a 2600 \u4e07\u679a\uff0c\u5bf9\u5e94 USUAL \u8d28\u62bc\u6570\u91cf\u7ea6\u4e3a 2781 \u4e07\u679a\uff1b\u800c USUAL \u7684\u521d\u59cb\u6d41\u901a\u4f9b\u5e94\u91cf\u4e3a 4.946 \u4ebf\u679a\uff0c<span>\u6b64\u5916\u5e01\u5b89\u4e5f\u6682\u65f6\u5c1a\u672a\u5f00\u653e USUAL \u63d0\u6b3e\u3002\u8fd9\u610f\u5473\u7740\u540e\u7eed USUAL \u8d28\u62bc\u89c4\u6a21\u9884\u8ba1\u8fd8\u6709\u8f83\u5927\u7684\u589e\u957f\u7a7a\u95f4\uff0c\u8fd9\u53ef\u80fd\u4e25\u91cd\u7a00\u91ca\u8d28\u62bc\u6c60\u7684\u5b9e\u65f6\u6536\u76ca\u7387\u3002<\/span><\/p>\n<h3 class=\"customstyle_text\">\u5e01\u4ef7\u4e0b\u8dcc\u98ce\u9669<\/h3>\n<p>\u6211\u4eec\u5e76\u4e0d\u80fd\u9884\u6d4b\u5e02\u573a\uff0c\u4f46\u5f53\u4e0b\u56e0\u9ad8\u606f\u5438\u5f15\u7684\u4e70\u5165\u53ef\u80fd\u662f USUAL \u7684\u91cd\u8981\u4e70\u76d8\u529b\u91cf\u3002<\/p>\n<p>\u4ee5\u4e0a\u6240\u6709\u8ba1\u7b97\u5747\u57fa\u4e8e USUAL \u5e01\u672c\u4f4d\uff0c<strong>\u5982\u679c\u8003\u8651\u5230\u5e01\u4ef7\u4e0b\u884c\u98ce\u9669\uff0c\u53ef\u80fd\u51fa\u73b0\u771f\u5b9e\u6536\u76ca\u5927\u5e45\u964d\u4f4e\u751a\u81f3\u672c\u91d1\u7f29\u6c34\u7684\u53ef\u80fd\u6027\u3002<\/strong><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u8d28\u62bcAPY\u9ad8\u8fbe22037%\uff1f\u901f\u7b97\u63ed\u5f00USUAL\u7684\u6570\u5b66\u9b54\u672f \u539f\u521b | Odaily\u661f\u7403\u65e5\u62a5\uff08@OdailyChi [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-2319","post","type-post","status-publish","format-standard","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/www.yunsiwang.com\/index.php?rest_route=\/wp\/v2\/posts\/2319","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.yunsiwang.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.yunsiwang.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.yunsiwang.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.yunsiwang.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2319"}],"version-history":[{"count":1,"href":"https:\/\/www.yunsiwang.com\/index.php?rest_route=\/wp\/v2\/posts\/2319\/revisions"}],"predecessor-version":[{"id":4046,"href":"https:\/\/www.yunsiwang.com\/index.php?rest_route=\/wp\/v2\/posts\/2319\/revisions\/4046"}],"wp:attachment":[{"href":"https:\/\/www.yunsiwang.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2319"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.yunsiwang.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2319"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.yunsiwang.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2319"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}